If you’re in or nearing retirement, you’ve likely asked yourself: “Do I have enough to retire?” or “Am I going to be OK?” The truth is, retirement has changed—pensions are rare, market volatility is real, and rising taxes, inflation, and a changing interest rate environment are threats to your nest egg.

In this no-cost educational webinar, Wolf Financial Advisory's, Robert Wolf will walk you through what it takes to create a sustainable, tax-wise, and customized retirement income plan. Whether you’ve just retired or you’re five to ten years away, this webinar will help you take the guesswork out of what comes next.

Here’s What You’ll Learn:

• How to determine your retirement income number—the amount you’ll actually need year by year.
• When to claim Social Security (hint: there’s no one-size-fits-all answer, and timing matters)
• Strategies to help reduce the risk of outliving your money
• The difference between the accumulation phase and the distribution phase—and why the shift matters
• Tax planning tips to help minimize your lifetime tax bill
• How to protect your retirement from inflation, market downturns, and unexpected health expenses
• The truth about “safe” investments and how to balance growth, safety, and liquidity

Robert Wolf, James Koenig, Sara Wolf, and Michael Rock are investment advisor representatives of, and securities and advisory services are offered through, USA Financial Securities. Member FINRA/SIPC. Additionally, Amanda Opulskas and Adam Wallace are registered non-solicitors of USA Financial Securities, A registered investment advisor. 6020 E. Fulton St., Ada, MI 49301. Wolf Advisory Services and Wolf Financial Advisory are not affiliated with USA Financial Securities. For specific estate planning planning advice, please consult a qualified esate planning attorney.

For many, financial estate planning feels overwhelming—or something to “get to later.” But without the right plan, your wealth, values, and wishes could be left in the hands of others. Whether your goal is to protect your loved ones, reduce taxes, avoid probate, or simply make things easier during a difficult time, this webinar will help you get clear on what steps to take next.

Join financial advisor Robert Wolf for a practical, easy-to-understand session on legacy planning. You’ll walk away with the knowledge and tools to preserve your legacy—both financial and emotional.

What You’ll Learn:

• The difference between a Will and a Trust—and how to know which is right for you
• How to pass on not just assets, but values, memories, and meaningful experiences
• The most common estate planning mistakes—and how to avoid them
• Why keeping beneficiary forms and titling up to date is critical
• Strategies to avoid probate and reduce estate-related taxes
• A checklist of must-have legal documents (including for healthcare)
• Case studies that illustrate what can go right—and wrong—without proper planning

It’s important to understand that this conversation is not to be construed as personal legal advice. Always consult with a tax and/or legal professional about your individual situation. Robert Wolf is not an attorney; however, as a financial advisor, he works with clients every day to discuss the importance of creating a plan that factors in what is most important to your legacy.

Robert Wolf, James Koenig, Sara Wolf, and Michael Rock are investment advisor representatives of, and securities and advisory services are offered through, USA Financial Securities. Member FINRA/SIPC. Additionally, Amanda Opulskas and Adam Wallace are registered non-solicitors of USA Financial Securities, A registered investment advisor. 6020 E. Fulton St., Ada, MI 49301. Wolf Advisory Services and Wolf Financial Advisory are not affiliated with USA Financial Securities. For specific estate planning planning advice, please consult a qualified esate planning attorney.