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hey everybody this is Alfred stargaze occasions let's go over different ways to pay for your cruise numberone way have the money in the bank pay for it your vacation is paid forairfare and all that that's the best way some other options we talked about a low depositoptions we do have that here in Stargates vacations where you can put down on deposit lock inyour airfare lock in your transfers in your hotel and then make make monthly payments orjust make a final payment so this that program it comes from Apple leaders group Vacations so we loveusing them we're going to use Apple Vacations or fun jet to do that for you theinformation is right here you are required to take the full travel per the travel Protection Plus full credit basicallythat's going to ensure your trip and protect protect your trip because you're spinning the quite a bitof money so you you have to protect your investment that deposit could be between 250 to 350 dollars perperson so $700 for a couple you do have to make the final payment andpay it all off before 46 days before departure that's going to be around people veryfifth so we want to make that payment February 1st or 2nd and get that all paidoff so the low deposit option is a great option and you can only get that herewith with us or through a travel agent nothing you can do you go backto our website either from our home page you can go over to payments go to apay later solution now I really like this one this is one of my favorite ones because itgives you more flexibility so you can add on different things to your trip and you don'thave to be overly concerned about it so it is a buy now pay later solution severalof them out there when we use is uplift we I've been using it for about 45 years withour travel agency we've used it ourselves to test out the product so it's really easy you you would fillout an online application I sent it to your phone you fill it out it doesn't solve credit check andyou'll know instantly whether you're approved after you put in some of your demographics and answera few questions you'll know instantly if you're approved you can go here you canwatch a video about it gives you some good information there with the video and once again some of theadvantages of this is three simple steps of doing it takes Lex less than threeminutes to get it to get it done and to find out if you're eligible there's no late penalties there'sno prepaid prepayment penalties either six weeks to 24 months to pay it off transactions from $50 up to 25,000dollars so this is a great simple interest way of doing it and so I will show you aquick example here so here's a trip we have someone's go on the cruise they needlodging and sure enough you know flights and some excursions and some other stuff this is withMSC this is the crews that were going on to save this particular trip was a 12,000 dollar vacation afterthey got approved and they selected 24 months 15 percent interest rate their down paymentwould be five hundred fifty four dollars and ninety three cents you make that down payment then the restof it 24 months worth of payments you pay at that same rate as you can see here here's thefinance charge no surprises no hidden fees or anything and then there's your total paymentsonce again you can pay it off early so you don't have to pay all that interest so youknow that's what I recommend for people to do if you want to compare what that's like aboutusing a credit card one thing I don't like about credit cards they're compounding interest rates and theycould be as high as 20% but go to our website look go over payments againthe credit card versus uplift and you can scroll down there and you can see this isa simple vacation at 5,500 dollars there's an interest rate on the credit card there's your monthly payment it'lltake four years and 11 months almost five years used to pay that off you'll pay over threethousand dollars in interest the total payment on that fifty five hundred dollar trip is over eightyseven hundred dollars with uplift that same $5500 even at 18% you pay it off in two yearsthe monthly payment is 274 you cut the interest by by a whole two thousand dollars and onthat fifty five hundred dollar trip you pay sixty five hundred dollars you had way more Leti to do whatyou want to do on that particular trip so once again just go to our homepage andthen from our home page if you will just go over the payments and thenyou can learn more about either one of those so hey if you have any questionsgive me a call one eight four four seven eight two seven four two nine and just justyou know let's talk about it and we'll go over and find out what works best for youthank you everybody for booking on on this group cruise and we're going to have a exciting exciting time alot of fun and see some some great things so everyone take care happy Fourth of July toyou and be safe all right bye